Quick Money Syndrome And The Nigerian Youth

 By Tabitha Akor U17MM1132

The quest for financial success, instant results and affluence in today's society, has lured many Nigerian youth into what is referred to the " Quick Money Syndrome" A phenomenon that captures the impulsive pursuit of wealth, short-cut schemes, without considering the long term process of hardwork, discipline, patience and diligence into getting desired results.

 A number of societal variables have contributed to the development of Quick Money Syndrome. Many people want rapid pleasure through money as a result of the pervasive consumer culture's promotion of the notion that success is determined by one's material assets. The rise in popularity of get-rich-quick scams, which promise relatively simple ways to amass fortune over night, has also been greatly aided by the internet and social media. This syndrome is frequently exacerbated by constant comparison to other people's luxurious lifestyles and the fear of missing out (FOMO).

 Nigerian youth who suffer from Quick Money Syndrome frequently invest in high-risk chances without conducting adequate investigation.  Many Nigerian youth want to cut corners to amass wealth,  they engage in different kind of defrauding money making scheme like the INKSME, INKSNATION, YAHOO and other Ponzi schemes. Some time In 2020, Omotade spark Amos Sewanu was sought for by the Economic and Financial Crimes Commission as published by the Nation's Newspaper  on 11th November 2020 as a result of his Ponzi schemes. Also Yahoo boys have engaged in several terrible and ritual means  like what we see online today and most times innocent people end up being victims of their mishaps just to attain wealth.


The quick money Syndrome draws  youth into unattainable  financial goals by anticipating enormous returns in an excessively quick time frame, thus, overlooking the value of saving, planning, and establishing a strong financial foundation in favor of pursuing rapid profits. And  at the wits end, may feel demoralized and give up on their ambitions entirely when faced with financial setbacks, which feeds a cycle of rash actions. Quick Money Syndrome can cloud one's judgment, causing them to overlook potential risks and ignore warning signs associated with get-rich-quick schemes.

 Furthermore, Falling for the majority of get-rich-quick schemes is financially disastrous since they are too wonderful to be true. People could invest money they can't afford to lose, which might result in massive debt and other financial difficulties.The stressful, anxious, and even depressing nature of seeking quick money can have a negative impact on their mental health. Relationships can be ruined by financial decisions affected by the "Quick Money Syndrome" when financial concerns take precedence over emotional ties.

Some get-rich-quick schemes may entail unlawful activity, resulting in legal issues and reputation damage.

However, Inorder to overcome the quick money syndrome, Youths should take the time to educate oneself on personal finance, investing, and wealth-building techniques. To make wise judgments and avoid being duped, knowledge is a vital tool. Set Achievable, and  Well-Defined Financial Goals, Taking Into Account Both Short-Term and Long-Term Objectives and should not give in to the seduction of instant success. Adopt Patience and Discipline, Creating wealth is a gradual process that calls for both of these traits. Avoid making snap decisions; instead, concentrate on long-term plans.Consult with financial counselors or other specialists to get professional advice that is suited to their  unique financial circumstances and goals.

Develop a Long-Term Mindset, Change  attention from short-term gains to the accumulation of wealth over the long term. Returns on investments with consistent, steady growth.

 In conclusion, several Nigerian youth, have been lured by Quick Money Syndrome, a prevalent problem that has led them into financial traps by promising them quick riches. It is important to maintain a logical and disciplined approach to wealth-building despite the fact that the desire for financial success is normal. We can avoid the seduction of easy money and open the door to a more stable and prosperous financial future by educating ourselves, setting reasonable goals, and practicing patience. Keep in mind that money created on a solid foundation has a higher likelihood of withstanding the test of time.

Here is a video showing reactions by Nigerians on the subject matter


 


Comments

  1. Worth the read. Thank you!

    ReplyDelete
  2. Lesser people are becoming contented coupled with not knowing oneself and the fake livelihood of the internet.

    ReplyDelete

Post a Comment

Popular posts from this blog

Unmasking the Mystery: The Journey of Living with Parkinson's Disease

Nigerian Young Filmmakers Make Debut In Hollywood As They Produce A Film With Hollywood Legend Morgan Freeman

Is Election Petition A Necessity?